Frequently Asked Questions - Maryland

Find answers to commonly asked questions about Simply ELT.

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Maryland General Information

Click here for instructions on how to enroll in this state. 


Lien Notification Transactions

Not at this time. 

Release Transactions

When a loan is paid off, the lien will be removed and the title will print and mail to either the owner, the dealer or the insurance company as specified by the lienholder. Currently the state DOES NOT allow releases to finance companies (such as auction houses). 


Not at this time. 

Paper Title Request Transactions

Yes, a paper title request can be directed to any valid mail-to address. 

Yes, there is a state DMV charge of $20.00 for each paper title request. State charges are clearly indicated on your monthly invoice as DMV pass thru charges. 

Not at this time. 


Electronic lien and title, also known as ELT, is a program offered by various US States allowing state Department of Motor Vehicles to electronically exchange lien and title information with lienholders in lieu of a paper title. 

The benefits of ELT far outweigh any drawbacks so every lender should want to use ELT. However, not every state requires a lender to use ELT. As of May 2015 the following states have MANDATED an ELT program: Arizona, California, Florida, Georgia, Louisiana, Nebraska, North Carolina, Pennsylvania, South Dakota, and Virginia. 

State jurisdiction benefits include: more accurate data resulting from the electronic exchange of data, improved delivery time, reduction in the use and control of secure forms, reduction in mailing and printing costs, improved data and forms security.

Lienholder benefits include: potential staff reduction in areas associated with filing, retrieval and mailing of paper titles, reduction in storage space needed for filing and storing of paper titles, ease of processing for dealer transactions, reduction in fraud. 

Yes. We have done many conversions both large and small from all of the main service providers. Your current service provider will supply us with a transmission of all your ACTIVE titles.